This article explains the different sections of the Account Profile.
Account
The title of the page shows the product name and Account ID. The Account ID in FI Works is the application code for the account in you institution's core system and the account number. The "as of" date shows the current business date for the account.
Account Information
This section of the profile shows summary information on the account from your institution's core system.
Deposits
Loans
Owners
This section shows all customers that are linked to this account. You may click on other owners to view their profile.
Balance History
This section shows the balance history for the account including month-to-date (MTD), year-to-date (YTD) and trailing 12 month (TTM) average balances.
Profitability
This section shows the profitability history for the account including month-to-date (MTD), year-to-date (YTD) and trailing 12 month (TTM) profit, fee income, interest income (on loans), interest expense (on deposit accounts), earnings credit (on deposits), and cost of funds (on loans).
Please see Understanding Profitability for more information.
Rates
For interest-bearing accounts, this section shows the monthly weighted average rate for the account.
